Tuesday, March 24, 2015

士都蘭區州議員曾笳恩呼籲政府應展延實行消費稅,並採漸進方式徵收消費稅

隨著消費稅將在今年41日正式實行,士都蘭區州議員曾笳恩呼籲政府暫緩實行,因為人民還是對消費稅的實行細節和概念含糊、一片混亂,人民仍未準備好接受,政府不應倉促實行。理想的情況是,政府應暫緩消費稅的實行,待許多細節和概念釐清後,才正式實行。

關於消費稅,我認為,至少可以提出以下數點:

1)政府將在41日實行消費稅,但到了三月底仍未清楚列明各式稅率的物品和服務。許多商家向我反映,他們仍無法真正了解消費稅的細節,雖然政府在關稅局網站的消費稅部分,列出標準稅率、零稅率和減免稅率的物品範圍,但更細節的物品項目仍沒有列名,許多商家不清楚他們所售賣的商品屬於哪些項目。商家對此感覺混淆,詢問官方也沒有得到答案。

如果政府必須在4月開始徵收消費稅,商家理應在3月前就已釐清各式物品和服務的稅率,根據政府提供的消費稅指南,輸入系統,準備充分,才能在4月正式開跑時,照常運作。政府在沒有清楚列明稅率的情況下,就堅持在今年4月實施消費稅,如同在愚人節當天愚弄人民。

2)政府在第一年實行消費稅就把稅率訂在6%,對人民來說過高,勞民傷財,人民生活負擔增加。理想的情況應以漸進的形式,慢慢提升消費稅,用數年的時間增加,從3%開始慢慢增加到4%5%6%

例如,新加坡採用漸進式徵收消費稅政策,她自1994年開始徵收3%消費稅,至2003年增加至4%,到了2004年再增長至5%,最近一次調漲是在2007年調至7%

日本則首次在1989年實施消費稅,一開始只徵收3%。到了1997年調漲至5%,之後此消費稅一直維持至2014年,經過17年才再次調漲為8%,日本政府也將在今年把消費稅調至10%

以旅遊業為主的馬爾代夫在2011年開始實行消費稅,一開始只徵收3.5%,隔年2012年增加至6%,稅率維持至今。

應把註冊商家的年營業額提高至200萬令吉

3)政府規定每年營業額達50萬令吉的商家需註冊徵收消費稅,此數額太低,應該提高至200萬令吉。每年50萬令吉營業額代表每天只有約1370令吉的營業額,這顯示,幾乎每樣物品和服務都會被徵收消費稅。

因為通膨而生活費高漲的人民,生活會更加辛苦。規定的營業額容易達標,就連小販開小店做生意都能達到每天1370令吉營業額,叫一些收入較低的貧苦人民如何適應消費稅來臨的日子?

我認為,政府應把徵收消費稅的年營業額規定提高至200萬令吉,不會影響普通老百姓一般的消費領域。如果超微型的企業也被徵收消費稅,連鎖反應更大。

根據最新於2013年修改的馬來西亞中小型企業的定義,製造業的營業額(sales turnover) 不超過5000萬令吉或全職員工不超過200服務業或其他領域的營業額(sales turnover) 不超過2000萬令吉或全職員工不超過75名。

因此,為了不影響中小企業和中下層人民的生活,政府應把註冊商家的年營業額提高。

為何是由關稅局徵收消費稅?

4)其他國家徵收消費稅的政府部門都由內陸稅收局/內稅部(Inland revenue department)負責,然而馬來西亞卻由關稅局負責。為何我國由關稅局徵收消費稅,因為綜觀全世界其他國家的消費稅徵收部門,都是內稅局,而非關稅局,由關稅局徵收其實不適合。其他國家如新加坡、紐西蘭、加拿大都是內陸稅收局徵收消費稅的。

政府讓關稅局負責,是否因為內稅局人手不足?如果是如此,應提升內稅局現有職員的效率,同時暫緩執行。政府不能因為內稅局人手不足,而由其他部門來負責,這只會顯示政府的無能。

我認為,消費稅應和所得稅、銷售稅一同審核,因為所得稅和銷售稅都是由內稅局負責,消費稅一併由內稅局徵收和審核,將增加政府效率,簡化官僚行政程序。如果消費稅由關稅局負責,變成內稅局和關稅局分開審核這三種稅務,造成人力浪費,官僚行政程序複雜,沒有效率之餘,更會助長貪污。

最後,我呼籲,政府若執行徵收消費稅,應減少徵收未來5年的個人所得稅,並考慮研究如何減少徵收的條例。同時,我籲請政府,列出未來5年所得稅的稅務表,以顯示減收個人所得稅的細則。

國債上升,不應徵消費稅來填補赤字坑洞

首相納吉上任後,國債一直上升,赤字增加,尤其最近有關「一馬公司」的大型醜聞,我質疑,政府是否利用徵收消費稅來補洞?這好比一個家庭,爸爸在外賭博,欠下大筆債務後,回家向孩子要錢,就如政府欠下大筆國債,留下大筆的赤字坑洞,轉而向人民擠錢來填補赤字坑洞。

如果政府此舉是要填補國家的「口袋破洞」,而向人民收錢,在此情況下徵收消費稅,如何叫人民信服?

因此,政府有必要向人民釐清,解釋人民的疑惑,向人民徵收消費稅,並不是用來補洞,也不是拿來浪費,而是會轉而用在人民身上,重新分配資源,用在社會對人民有用的政策。

我反對政府行使權力,向人民徵收稅務,讓人民為政府的浪費公帑買單!




Wednesday, March 18, 2015

Stulang Assemblyman Chen Kah Eng encouraged students to command multilingualism

Walkaton activities keynote address

Good morning, everyone.

Thanks Lions Club of Tanjung Petrie Johor Bahru for inviting me to launch opening ceremony of meaningful event in this morning.

While education is important to every student, it is meaningful if NGO can provide financial assistance for poor and needy students to complete their studies.

As I know, the club's charity works includes providing financial assistance to dialysis centre, children's education fund (FACE Project),  donation of books and computers to school, support for beneficial youth activities and Leo clubs, visits and donations to old folks' home and handicapped children's centre as well as medical subsidies to needy patients.

Today, to support needy students in their studies, Lions Club of Tanjung Petrie Johor Bahru will distribute education funds to 140 students to relieve their financial difficulty. I would like to take this opportunity to praise their caring action as a contribution to the society.

Thank you for your effort and I hope there will be more financial assistance to be given to students in needs.

Ladies and Gentlemen,

It is important to command multi languages, especially foreign languages. Besides, as Malaysian Chinese, it is convenient for younger generation to learn different dialects due to our local environment. You can see that there are several dialectic groups within Malaysian Chinese, such as Hokkien, Teo Chew, Hakka, Hainam, Cantonese. Younger generation should learn to speak at least one to gain more advantage.

Besides dialects, foreign languages are important as well to be commanded fluently, especially good command of English. As English is considered as global language, it will be useful and competitive with your fluent English in involving different activities globally. For example, there are many celebrities who command multi languages and become successful in their career, like Pope John Paul II, he can speak 8 languages fluently, which are Polish, Italian, English, French, German, Spanish, Portuguese and Latin. Famous Hollywood actress Audrey Hepburn not only can act but also can speak Spanish, Grench, Dutch, Italian and English.

Chinese actress and singer who are excellent in commanding multi languages are Karen Mok and Teresa Tang. Karen Mok knows English, French, Italian, Cantonese and Mandarin while Teresa Tang knew English, Japanese, French, Malay, Indonesian and also Taiwanese, Cantonese, Shanghai and Shandong dialects.

If you study their successful stories, you will find that they are not only brilliant in learning languages, but also make a lot of effort in learning. They devoted their precious time in their hard work persistently and they harvested their fruits they planted tediously.  They are the perfect and excellent model for fellow students to learn.

So, keep your hard work and try your best to build up your competitiveness!

Furthermore, we as Malaysians gain lingual advantages due to our multi ethnics environment. Malay, Chinese and Indian are main races in our country while we still have other indigenous people in many states. By commanding at least three main languages, Malaysians are considered as lingual talents to the world, not to say we still have chance to learn Chinese dialects and indigenous languages.

China, India and Indonesia are the countries with large population, especially China and India are the top 2 largest population countries in the world. It will be advantageous if we command Chinese and Tamil in our country when competing with foreign talents worldwide. It is quite normal to command mother tongue and English as second language, Malay as national language. If Chinese can learn Tamil as the fourth language, it will be a breakthrough.

Ladies and Gentlemen,

I urged the government can come out more open lingual education policy with the emphasis in mother tongue. With so many races, cultures and languages, it can be our country's assets and improve our competitiveness in current global era.

Let's look at some multi ethnics countries with to see how they conduct multilingual education policy. In Sweden, the Swedish is the majority language and English plays as the global lingua franca. However, there are 5 officially recognised indigenous minority languages. There are also Acts of Parliament to guaranteed minority language citizens the right to use their languages in their contacts with the administrative authorities and the courts in some of northern communities of Sweden.

Apart from the officially recognised indigenous minority languages, there are almost 200 'immigrant' minority languages spoken among the Swedish population. There is also a considerable degree of bilingualism among the majority population. They not only can speak English fluently, but also command some knowledge of another European languages, such as German, French or Spanish. So, you can imagine the linguistic ecology is quite complicated in Sweden. This thus makes Swedish possess more competitiveness in languages.

Besides, another Northern Europe country, Finland, also adopted multilingual education policy by emphasizing two official languages, Finnish and Swedish, English as dominant lingua franca and other European foreign languages. This kind of lingual education policy helps Finland materialize a multilingual ideology in almost monolingual member state of European Union.

In fact, Finnish schools provides welcome support to parents who wish to bring up their kids speaking other languages in addition to Finnish or Swedish. As a immigrant country, the government respects minority immigrants by setting up school system to give children of immigrant or mixed linguistic background extra lessons in any other languages they may speak at home.

Another immigrant country with large population, Canada, also adopt multilingual education policy. Did you know that around 20% of Canada's population speak a language at home that's neither French nor English? That's nearly 6.6 million people who are comfortable interacting with others in one or more of over 200 non-official languages.

Actually, there are five industries in Canada that require job seekers to possess multi languages, like healthcare, travel, education, customer service and social services. Studies show that it is quite important to command more than one language in seeking jobs.

Ladies and Gentlemen,

According to scientific study, there is close relationship in language learning and brain side.

Scientists have long held the theory that the left and right hemisphere of your brain control different functions when it comes to learning. The left hemisphere is thought to control language, math and logic, while the right hemisphere is responsible for spatial abilities, visual imagery, music and your ability to recognize faces. The left hemisphere of your brain also controls the movement on the right side of your body.

Hence, it is encouraged to learn second language or more for brain training. Language shapes the way we think. Whether we are listening, reading or engaging in a conversation, language can introduce us to new ideas perspective and opportunities.

But at a more fundamental level, language might physically alter your mind. Bilinguals can more easily focus on 2 tasks at once. They think more analytically. Parts of their brain devoted to memory, reasoning and planning are larger than those of monolinguals.

It is useful to know that learning a second language is like a workout for your mind. It can also increase creativity too. While bilingual speakers better at switching between 2 tasks or handling tasks, bilinguals can have better conflict management which is quite useful in future employment.

Besides, learning a second language can develop new areas of your mind and strengthen your brain's natural ability to focus, entertain multiple possibilities, and process information.

Just as you exercise your body to keep your heart healthy and muscles strong, exercising your mind can sharpen your decision-making and improve your communication skills.

Reference:
http://education.seattlepi.com/left-right-hemisphere-brain-learning-foreign-language-1343.html

http://www.huffingtonpost.com/dan-roitman/your-mind-on-language-how_b_3902184.html

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新山布蒂里獅子會義走和頒發貧寒學生教育補助金活動新聞稿,出席嘉賓士都蘭區州議員(316日)

(新山16日訊)士都蘭區州議員曾笳恩呼籲,政府應提出更開放的語言教育政策,同時強調母語教育的重要性,以在全球化時代提升國人的競爭力。

他認為,我國擁有多元種族、文化和語言,若政府善用這些文化資源,將成為有利我國的資產,應付全球化時代的激烈競爭。

他提到,馬來西亞人因為多元族群的環境,具有掌握多元語言的優勢,除了華巫印三大種族,各州屬還有原住民。

「因此,馬來西亞人可說是語言人才,至少懂得母語、國語和英語這三種語言,華族還有機會學習各籍貫的方言。」

他也提到,中國、印度和印尼是全世界人口最多的國家之一,尤其是中國和印度,若通過馬來西亞的多語環境來掌握多種語言,尤其華族學習淡米爾語,將是一項突破,面對國外人才也獨具語言方面的競爭力。

他是在昨早出席新山布蒂里獅子會義走和頒發貧寒學生教育補助金活動,致詞時這麼表示。

曾笳恩也在致詞時提到,教育對下一代至關重要,而多語能力是年輕一代必須掌握的能力,因此國家語言政策在這方面扮演重要的角色。

「以北歐國家瑞典為例,該國有5種官方語言,包括本土少數族群的語言,因此除了瑞典語和英語,該國政府確保每個國民掌握兩種以上的語言,包括歐洲其他重要語言。」

此外,他指出,另一北歐國家芬蘭,雖然官方語言為芬蘭語和瑞典語,語言政策卻鼓勵國民學習英語和其他歐洲語言。「學校體系也確保他國移民或非官方語言的家庭,在學校能學習非官方語言,讓移民家庭也擁有少數語言的學習權,平等對待和尊重少數族群的語言。」

他也提到,另一移民國家加拿大,有20%國民在家用語不是官方承認的法語和英語,也就是將近660萬人口分別使用超過200種非官方語言舒適地互動,且形成多語生態環境,這也是拜該國多語教育政策所賜。

主辦單位在活動上頒發140份獎勵金予清寒子弟,協助他們解決求學方面的經濟困境,獎勵金總數超過14萬令吉。該會希望,通過舉辦義走活動,籌募補助金予貧寒學生,作為教育補助金。

新山布蒂里獅子會主席李健聰致詞時表示,該會頒發獎勵金予清寒子弟已有13年歷史,第一年共有50多名學生受惠,總數約2萬令吉,至今年受惠人數已增加至140人。

圖說:
Walkaton1:曾笳恩(前排左6)與李健聰(前排左5)在頒發教育補助金後,與受惠學生合影。
Walkaton2:曾笳恩(左)致詞勉勵學生掌握多語以增加競爭能力。
Walkaton3:曾笳恩(右2)為義走活動主持揮旗禮。







Tuesday, March 17, 2015

士都蘭區州議員曾笳恩呼籲提高最低破產債務數額

綜觀一些有關大耳窿的案例,欠債者因不擅管理財務,而選擇非法借貸阿窿,這將製造更多社會問題。因為不善管理財務的人,不管從非法或合法途徑借貸錢財,不只連累家人,為家庭帶來負擔,也會成為社會負擔。

民眾除了必須學習妥善管理財務之外,作為政府也應協助人民,例如修改1967年破產法令,讓民眾不易陷入破產窘境,同時簡化破產程序,協助破產者儘快脫離窮籍。

士都蘭區州議員曾笳恩呼籲,政府應儘快評估及修改1967年破產法令,提高最低債務數額,因為3萬令吉的最低債務門檻過低,大多數現代人積欠的債務一不小心會達此數目。

根據1967年破產法令,任何人如果最低承擔債務達3萬令吉,且無法償還,將可被宣告破產。

此外,他提到,最低債務數額應至少5萬令吉,不宜提高至10萬令吉,因為數額太高將會導致人們濫用法令,在生意上惡意欺騙他人,或出現大量舉債卷款失蹤的情況。

「最低債務僅3萬令吉也不適合,若債主需向欠款者提出告訴,法律費用約1萬令吉,不符合經濟效益。」

曾笳恩表示,他贊同修改1967年破產法令,因為對現代人來說,最低債務達3萬令吉,門檻太低,現代人或一些不擅理財人士容易積欠債務,若再加上利息,一不小心欠債會達到法令所規定的最低債務。

「一旦欠債者被宣告破產,前途被毀,前路更難。」

他是針對日前馬來西亞穆斯林消費者協會活動主席拿督納茲佐漢召開記者會,建議1967年破產法令應重新被評估和修改,發表看法。

另外,他提到,在柔佛州尤其新山,很多人處於破產狀況,大多數人基於本地工資太低或無法找到工作,多傾向到新加坡找工作,希望賺取較高匯率的新幣來償還債務。

「然而,由於任何人被宣告破產後,將自動被移民局列入黑名單,並禁止出國,新山人想要到新加坡賺錢還債的計劃將受阻。」

他建議,移民局可發出臨時護照予欲前往新加坡工作的破產者,讓他們可順利出國,在新加坡找到工作,還清債務。

「由於他們出國的目的是為工作,移民局在評估申請時,考慮到破產者賺錢還債的目的,可讓申請更加人性化,簡化並加快申請程序,讓破產者有機會重生。」